Calculator category
Financial Calculators
Free financial calculators for loans, mortgages, income, debt, investing, and everyday money decisions.
91 published calculators in this category.
Choose a financial calculator by the question you need to answer
Financial calculations often depend on several inputs and assumptions. Start with the calculator that matches your decision, check the inputs carefully, and use the result as an estimate rather than a substitute for personalized financial advice.
- โ Check the interest rate, term, payment frequency, and starting balance when they apply.
- โ Compare scenarios by changing one important input at a time.
- โ Review the formula, assumptions, and examples on the calculator page before relying on a result.
Browse financial calculators
Choose a tool below to calculate a result and review the method behind it.
Discount Calculator
Calculate sale price and discount savings.
Open calculator โSales Tax Calculator
Calculate sales tax and total purchase amount.
Open calculator โMargin Calculator
Calculate margin from revenue and cost.
Open calculator โSimple Interest Calculator
Calculate simple interest using principal, annual rate, and years.
Open calculator โCompound Interest Calculator
Project compound growth with compounding frequency and recurring contributions.
Open calculator โBreak-even Calculator
Find the sales volume and revenue needed to cover fixed and variable costs.
Open calculator โROI Calculator
Calculate return on investment.
Open calculator โCommission Calculator
Calculate sales commission and total earnings from a base amount and commission rate.
Open calculator โFuture Value Calculator
Calculate future value from principal and rate.
Open calculator โPresent Value Calculator
Calculate present value from future value and rate.
Open calculator โDebt-to-Income Ratio Calculator
Calculate current and proposed debt-to-income ratios from gross monthly income, debts, housing, and new debt.
Open calculator โInflation Calculator
Estimate future value after inflation.
Open calculator โSalary to Hourly Calculator
Convert annual salary into hourly, weekly, and monthly equivalents.
Open calculator โCAGR Calculator
Calculate compound annual growth rate or solve for future value and initial value over a period.
Open calculator โMortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI). See the full amortization schedule.
Open calculator โMortgage Amortization Calculator
View the complete amortization schedule for any mortgage. See exactly how each payment is split between principal and interest, year by year.
Open calculator โHouse Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment. Uses the 28/36 DTI rule used by mortgage lenders.
Open calculator โRent Calculator
Calculate your true total cost of renting including utilities, insurance, parking, and fees. See 10-year projections with annual rent increases.
Open calculator โRent vs. Buy Calculator
Compare the true financial cost of renting versus buying a home over time. Find your break-even year and net cost difference.
Open calculator โDiscount Rate Calculator
Estimate a periodic discount rate from present and future values.
Open calculator โLoan Calculator
Calculate monthly loan payments, total interest, and view a full amortization schedule for any loan amount.
Open calculator โRental Property Calculator
Analyze a rental property investment. Calculate monthly cash flow, cash-on-cash return, cap rate, and gross rent multiplier using real expenses.
Open calculator โReal Estate Calculator
Calculate real estate ROI, home appreciation, equity growth, and total profit on a property sale. Includes optional rental income analysis.
Open calculator โFHA Loan Calculator
Calculate FHA loan payments including upfront and annual Mortgage Insurance Premium (MIP). See the true monthly cost for low-down-payment buyers.
Open calculator โVA Mortgage Calculator
Calculate VA loan payments and funding fee for veterans and active-duty service members. No PMI required โ see how much you save vs a conventional loan.
Open calculator โHome Equity Loan Calculator
Calculate how much you can borrow against your home equity. See monthly payments, CLTV ratio, and total cost for a fixed-rate second mortgage.
Open calculator โHELOC Calculator
Calculate your Home Equity Line of Credit limit, draw-period interest-only payments, and repayment-period P&I payments. See CLTV, max credit line, and total interest across both phases.
Open calculator โDown Payment Calculator
Calculate how much you need for a down payment and closing costs. See PMI costs, loan-type minimums (FHA, VA, conventional), and a savings timeline to reach your goal.
Open calculator โRefinance Calculator
Find out if refinancing your mortgage makes sense. Compare monthly savings, break-even point, and lifetime interest savings against closing costs.
Open calculator โMortgage Payoff Calculator
See how extra monthly payments or a lump sum can accelerate your mortgage payoff. Calculate interest saved and years cut from your loan term.
Open calculator โMortgage Calculator UK
UK mortgage calculator with Stamp Duty Land Tax (SDLT), LTV, repayment vs interest-only, and arrangement fees. First-time buyer and buy-to-let rates included.
Open calculator โCanadian Mortgage Calculator
Canadian mortgage calculator with semi-annual compounding (Interest Act), CMHC mortgage insurance, monthly and accelerated bi-weekly payment options.
Open calculator โPersonal Loan Calculator
Calculate monthly payments, total interest, and true APR for any personal loan. Supports origination fees to show the real cost of borrowing.
Open calculator โAuto Loan Calculator
Calculate monthly car loan payments including sales tax, trade-in value, dealer fees, and down payment. See the full amortization schedule.
Open calculator โAuto Lease Calculator
Calculate monthly car lease payments using money factor, residual value, and cap cost. Understand depreciation, finance charges, and total lease cost.
Open calculator โBoat Loan Calculator
Estimate boat loan payments, total interest, financed amount, taxes, fees, and yearly amortization from your purchase price and loan terms.
Open calculator โPayment Calculator
Calculate a fixed-rate loan payment, total interest, total cost, and amortization schedule from the amount, rate, term, and fees.
Open calculator โRepayment Calculator
Find how many payments you need to clear a balance from your interest rate and planned monthly repayment, with a warning when payment is too low.
Open calculator โStudent Loan Calculator
Estimate student loan payments, origination fees, total interest, payoff time, and savings from an extra monthly payment.
Open calculator โCollege Cost Calculator
Project future annual and four-year college costs with inflation, then compare them with current savings and growing annual contributions.
Open calculator โCredit Utilization Calculator
Calculate revolving balance as a percentage of available credit.
Open calculator โDebt Snowball Calculator
Order debts from smallest balance to largest for a payoff strategy estimate.
Open calculator โDebt Avalanche Calculator
Order debts from highest APR to lowest for a payoff strategy estimate.
Open calculator โAmortization Calculator
Calculate fixed loan payment, total interest, and total cost.
Open calculator โBond Calculator
Estimate a coupon bond price from face value, coupon rate, yield, and term.
Open calculator โMutual Fund Calculator
Project mutual-fund value with contributions, return, and expense ratio.
Open calculator โCredit Card Calculator
Estimate a credit-card minimum payment, payoff time, total payments, and interest from balance and APR.
Open calculator โCredit Cards Payoff Calculator
Combine three card balances and payment assumptions to estimate total interest and the longest payoff period.
Open calculator โDebt Payoff Calculator
Estimate debt payoff months, total interest, and total payments from a balance, APR, and planned monthly payment.
Open calculator โDebt Consolidation Calculator
Compare an existing debt payment and interest with a new fixed-rate consolidation payment, fees, and term.
Open calculator โCash Back or Low Interest Calculator
Compare a cash-back option with a low-interest option over a selected term.
Open calculator โInterest Calculator
Calculate simple interest and total value from principal, rate, and time.
Open calculator โInterest Rate Calculator
Solve the annual compound rate required to grow a principal to a final value.
Open calculator โInvestment Calculator
Project future investment value from starting balance, contributions, return, and time.
Open calculator โRetirement Calculator
Project retirement savings from current balance, contributions, employer contribution, return, and years.
Open calculator โ401K Calculator
Project 401K value with monthly contributions and an employer match assumption.
Open calculator โRoth IRA Calculator
Project Roth IRA value from current balance, monthly contribution, return, and years.
Open calculator โIRA Calculator
Project IRA value from current balance, monthly contribution, return, and years.
Open calculator โRMD Calculator
Estimate a required minimum distribution from a retirement balance and divisor.
Open calculator โAnnuity Calculator
Estimate periodic annuity payment, total payments, and interest.
Open calculator โAnnuity Payout Calculator
Estimate a periodic payout from an annuity balance, rate, and term.
Open calculator โSavings Calculator
Project savings growth with starting balance, monthly contributions, rate, and time.
Open calculator โCD Calculator
Estimate certificate of deposit growth from principal, rate, and term.
Open calculator โIncome Tax Calculator
Estimate income tax from amount and tax-rate assumption.
Open calculator โSalary Calculator
Estimate salary after a tax-rate assumption.
Open calculator โTake-Home-Paycheck Calculator
Estimate take-home amount from gross pay and tax-rate assumption.
Open calculator โMarriage Tax Calculator
Estimate combined tax from two incomes and a shared rate assumption.
Open calculator โDepreciation Calculator
Estimate declining book value.
Open calculator โAverage Return Calculator
Estimate annualized return.
Open calculator โPercent Off Calculator
Calculate sale price after a percentage discount.
Open calculator โBusiness Loan Calculator
Estimate business loan payments.
Open calculator โLease Calculator
Estimate lease payments.
Open calculator โBudget Calculator
Calculate remaining budget after costs.
Open calculator โIRR Calculator
Estimate an annualized internal rate of return.
Open calculator โAPR Calculator
Estimate annual percentage rate.
Open calculator โPayback Period Calculator
Estimate time to recover an investment.
Open calculator โEstate Tax Calculator
Estimate taxable estate and estate tax from an exemption and tax-rate assumption.
Open calculator โFinance Calculator
Calculate a fixed-rate finance payment and total interest.
Open calculator โPension Calculator
Project a pension fund from current savings, contributions, return, and years.
Open calculator โSocial Security Calculator
Estimate a monthly benefit from average earnings, a cap, and a replacement-rate assumption.
Open calculator โCurrency Calculator
Convert an amount using a user-supplied exchange rate.
Open calculator โVAT Calculator
Calculate VAT amount and total price from a base amount and VAT rate.
Open calculator โEmergency Fund Calculator
Estimate a cash reserve target, savings gap, months to goal, and current expense coverage.
Open calculator โLoan-to-Value Calculator
Calculate LTV, estimated equity, equity percentage, and an educational combined LTV with a second lien.
Open calculator โDiscounted Cash Flow Calculator
Estimate enterprise value by discounting forecast free cash flow and a terminal value.
Open calculator โCapital Gains Calculator
Estimate a realized gain or loss, adjusted basis, and illustrative tax amount.
Open calculator โDividend Calculator
Estimate dividend income, portfolio yield, and monthly or quarterly equivalents.
Open calculator โBusiness Valuation Calculator
Estimate enterprise value and equity value from revenue, EBITDA margin, valuation multiple, and net debt.
Open calculator โDebt Service Coverage Ratio Calculator
Calculate debt service coverage from net operating income and annual debt service.
Open calculator โCar Affordability Calculator
Estimate a vehicle price and payment budget from income, existing debt, down payment, rate, and term assumptions.
Open calculator โBond Yield Calculator
Estimate annual coupon income, current yield, and an approximate yield to maturity.
Open calculator โ